Rates

Certificate of Deposit Rates

A chart of the CD Rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
30 Day Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.25%	APY 0.25%
91 Day Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.40%	APY 0.40%
6 Month Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.60%	APY 0.60%
1 Year Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.75%	APY 0.75%
18 Month Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.75%	APY 0.75%
3 Year Certificate of Deposit*	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.95%	APY 0.95%

Checking Rates

A chart of the checking rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
Super NOW Account**	Minimum Deposit to Open Account $2,500	Minimum Balance to Obtain APY $0	Interest Rate 0.15%	APY 0.15%

Money Market Rates

A chart with money market rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
Money Market Demand Account**	Minimum Deposit to Open Account $2,500	Minimum Balance to Obtain APY $2,500***	Interest Rate 0.10%	APY 0.10%
Tier 1 - $2,500.01	Minimum Deposit to Open Account See top level tier	Minimum Balance to Obtain APY See top level tier	Interest Rate 0.15%	APY 0.15%
Tier 1 - $2,500.01	Minimum Deposit to Open Account See top level tier	Minimum Balance to Obtain APY See top level tier	Interest Rate 0.25%	APY 0.25%

IRA Rates

A chart with IRA rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
6 Month IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.60%	APY 0.60%
1 Year IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.75%	APY 0.75%
18 Month IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.75%	APY 0.75%
3 Year IRA	Minimum Deposit to Open Account $500	Minimum Balance to Obtain APY $0	Interest Rate 0.95%	APY 0.95%

Savings Rates

A chart with savings rates
	Minimum Deposit to Open Account	Minimum Balance to Obtain APY	Interest Rate	APY
Passbook Savings Account**	Minimum Deposit to Open Account $50	Minimum Balance to Obtain APY $0	Interest Rate 0.25%	APY 0.25%
Regular Savings**	Minimum Deposit to Open Account $50	Minimum Balance to Obtain APY $0	Interest Rate 0.25%	APY 0.25%

* ) A penalty will be imposed for early withdrawal.

** ) The interest rate and annual percentage yield may change after account opening.

Fees could reduce the earnings on the account.